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Jennifer Nicholson
November 2007
Sicklerville, NJ

New Jersey Substitute Teacher Wins the November American DreamCard™ Sweepstakes

Windermere, Florida – January 28, 2008 –Jennifer Nicholson of Sicklerville, New Jersey, won $14,000 in the American DreamCard monthly credit card sweepstakes. Nicholson, a substitute teacher, who works part-time at Kohl’s, explained her reaction to winning as “Shocked!” A cardholder since 2005, Jennifer enjoyed the win before Christmas with her husband Scott, children Joey and Nicholas, who are 14 and 8. “They are my pride and joy. I love my family and do everything with them!”

In 2006, American DreamCard was recognized as one of the two most innovative loyalty and credit card rewards programs worldwide at the prestigious OSCARDS. The OSCARDS are sponsored by France's Publi-News (in association with MasterCard®) and are held annually in Paris to honor the world's most innovative credit and stored-value cards. The innovative uniqueness of the American DreamCard has been repeatedly recognized within the credit card industry. In 2004, the American DreamCard was recognized as one of the two most innovative new credit card programs in the United States by CardWeb.com, Inc.

The American DreamCard credit card rewards program provides the monthly opportunity to win a lot of cash and over $886,000.00 has been won so far. Entries for the monthly jackpot are conveniently earned from everyday purchases, and winning one of the large monthly jackpots can make dreams a reality.*

The monthly sweepstakes jackpot can grow with the amount of money spent by all American DreamCard cardholders. The next American DreamCard Sweepstakes* drawing will be held on or about December 15, 2007. Credit applications are being taken at www.americandreamcard.com and applicants receive 1,000 sweepstakes entries for completing the application. The credit card has no annual fee and a competitive annual percentage rate.

* No purchase necessary. Sweepstakes open to legal US residents, 18 years or older. Void where prohibited. Current Sweepstakes began at 12:00:01 AM ET on 10/01/07 and ends, and all entries expire at 11:59:59 PM ET on 9/30/08. Visit www.americandreamcard.com for Official Sweepstakes Rules, including details, limitations and alternate methods of entry. The Sweepstakes is sponsored by HSBC Card Services Inc.

HSBC Bank Nevada, N.A. is the issuer of the American DreamCard™ Platinum MasterCard®.

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The American DreamCard™ MasterCard® is issued by HSBC Bank Nevada, N.A.. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card. American DreamCard, LLC owns and uses U.S. Patent No. 7,320,428 for the reward and loyalty component of the American DreamCard. American DreamCard, LLC is committed to managing and enforcing its patent rights.

© 2008 American DreamCard, LLC - All Rights Reserved

For More Information Contact info@americanDreamCard.com