American Dreamcard
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Listed below are most commonly asked questions about the American DreamCard™ Refer A Friend Rules. Is there a limit to how many referrals I can give?
Yes - you can only refer each friend one time.
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Can I keep my card, but not be a part of the American DreamCard Refer A Friend Program?
Yes - you can keep your card and it is not necessary to solicit others to apply for the American DreamCard MasterCard. However, as an American DreamCard cardmember, you are eligible to receive 50 entries for each referral, plus a signing bonus of 1,000 entries for every referral that is approved for the American DreamCard MasterCard.
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How do I receive my referral entries?
Your referral entries will be automatically processed into your pool of entries once the referral is approved for the American DreamCard MasterCard. Due to privacy issues, you will not be informed of which referrals complete the application process.
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When do I receive my referral entries?
Referral entries will be electronically transferred into your pool of entries on a monthly basis as valid referrals are approved for the American DreamCard.
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Do I lose my referral entries if I don't keep my American DreamCard account in good standing?
You are ineligible to win the American DreamCard sweepstakes if your account is not in good standing.
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What if I don't qualify for a credit card?
In the event you do not meet the requirements of Direct Merchants Bank for the American DreamCard, you can still participate in our referral program and sweepstakes and receive entries for your efforts as described in the Official Rules.
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Will I receive sweepstakes entries under the Refer A Friend program if one of my referrals applies but does not qualify for the Amercian DreamCard?
Yes - you will receive 50 entries for the referral, but you would not receive the signing bonus as your referral must be approved for the American DreamCard for you to receive those 1,000 entries.
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What is considered, "In good standing"?
An account is "in good standing" if the cardholder has abided by all the terms of the Cardmember Agreement for the Direct Merchants Bank American DreamCard MasterCard.
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Can my spouse get an American DreamCard account?
Yes - you can have separate accounts. If you refer your spouse, you will receive 50 entries for the referral and 1,000 entries if he/she is approved for the American DreamCard.

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Do I receive any entries for my referrals' referrals?
No - you are only entitled to direct referrals that you make.
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OFFICIAL RULES  •  CONTACT US  •  GENERAL Q&A
HSBC Bank Nevada, N.A. Privacy Statement  •  American DreamCard, LLC Privacy Statement

The American DreamCard™ MasterCard® is issued by HSBC Bank Nevada, N.A.. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card. American DreamCard, LLC owns and uses U.S. Patent No. 7,320,428 for the reward and loyalty component of the American DreamCard. American DreamCard, LLC is committed to managing and enforcing its patent rights.

© 2008 American DreamCard, LLC - All Rights Reserved

For More Information Contact info@americanDreamCard.com